Stop garnishments, collections, foreclosuresThe automatic stay typically goes into effect upon the filing of the bankruptcy. The stay makes it illegal to attempt to collect from the debtor (the person who filed bankruptcy). This gives you the the peace and quiet to get your feet under you, focus on what is important, and deal with all your creditors; not just the ones that yell and scream the loudest.
Bankruptcy is built on treating everyone fairly, both the person who filed, and the creditors. Being aggressive, charging high interest rates, or just not liking the system doesn't make a creditor special, and doesn't give them the right to ignore federal law and your bankruptcy. Everyone's situation is different, and every case deserves it's own time and attention. Please, call and make an appointment so we can learn more about you and your situation, and help you decide what the best way to approach your challenges.
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