Thank you for visiting! While online information is useful, I find there is no substitution for being able to answer my client's questions in person. Please contact me so I can learn about you and your situation, and help you decide what your best options are.
Many people are concerned that there is a minimum amount of debt to qualify for bankruptcy, or they have to be so far behind on their bills or credit cards. The short answer: not true.
The basic question every person should ask themselves:
Are my debts - including taxes, car payments, bills, everything - too much for me today?
Call me. I am happy to serve people throughout Northern California, and it is great seeing my clients succeed.
It is my goal to be responsive to all of my client's individual needs and goals. Bankruptcy is a powerful tool that lets people deal with all their creditors at once, and stop the chaos and stress of dealing with creditors. Often, my clients have seen bills turn into credit card bills, which turn into pay day loans or title loans, as they struggle to keep their head above water and make it from one month to the next. Bankruptcy lets you stop the cycle.
Often, people are concerned that bankruptcy will force them to lose their car or house, close their business they are struggling save, or be subjected to strict scrutiny on how they spend their money to support their family and raise their children. For most cases, the opposite is true - bankruptcy is designed to help you save assets by saving via reorganizing that debt to make payment reasonable and possible.
More so, bankruptcy isn't about judgment - you won't be asked to prove you "deserve" a fresh start. Whether you made mistakes or are the victim of unfortunate circumstances (for most people, a little of both), bankruptcy is about stating "this is my situation, and this is the relief the law says I can have."
Please call or email to schedule an appointment so I can learn more about you and your situation, and explore how bankruptcy can help you!
The information contained in this website s intended to provide a general outline regarding bankruptcy and its practice. Bankruptcy law is complex, and many rules have exceptions, qualifications, or complications that apply in certain circumstances. In order to understand how bankruptcy applies to your situation, please speak with us.
Debt Relief Agency
Pursuant to federal law, this is a debt relief agency, as the federal law establishes that an attorney practicing bankruptcy is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. 11 U.S.C. section 528